Fintant - A-Plus Health

A-Plus Health

A-Plus Health is suitable for people who is looking for full medical coverage with stable price for the whole life. It comes with high annual limit, unlimited lifetime limit, with deductible.

Eligibility

Malaysian, Permanent Resident of Malaysia and Foreigner with valid working permit

# of Panel Hospitals

Maximum age of entry

70 age

Maximum age of renewal

100 age

Guaranteed Renewal

The insurance company must offer to renew your policy as long as you continue to pay premiums.

Co-insurance

Co-insurance is the percentage amount paid out of pocket by you before and insurance provider will pay any expenses. If the medical bill is RM100,000, coinsurance is 10%, you have to pay the first 10%, that is RM10,000 out of the total medical bill and the insurance provider will pay RM90,000.

Deductible

Deductible is the fixed amount paid out of pocket by you before an insurance provider will pay any expenses. If the medical bill is RM100,000, deductible is RM1000, you have to pay the first RM1000 out of the total medical bill and the insurance provider will pay RM99,000.

Calculation Table

Price shown depends on Insured’s age at their next birthday.

Age:

Male Female

Benefits	Plan 150	Plan 200	Plan 300	Plan 500

Annual Premium	/y	/y	/y	/y
Room & Board	150	200	300	500
Increase to the Hospital R&B Limit	-	-	-	-
Overall Annual Limit	500,000	1,500,000	1,700,000	2,000,000
Lifetime Limit	Unlimited	Unlimited	Unlimited	Unlimited
Coinsurance
Deductible per Disability	Option none/ RM300/ RM20000	Option none/ RM300/ RM20000	Option none/ RM300/ RM20000	Option none/ RM300/ RM20000
Pre-Hospitalisation	60 days	60 days	60 days	60 days
Hospitalisation	150 days	150 days	150 days	150 days
Post-Hospitalisation	150 days	150 days	150 days	150 days
Second Medical Opinion	-	-	-	-
Intraocular Lens	-	-	-	-
Accidental Outpatient Treatment Benefits	As Charged	As Charged	As Charged	As Charged
Outpatient Physiotherapy Treatment
Outpatient MRI/PET scan
Outpatient Dengue & Zika	RM1,500	RM2,000	RM3,000	RM5,000
Outpatient Cancer Treatment	RM1,000,000	As Charged	As Charged	As Charged
Outpatient Kidney Dialysis Treatment	RM1,000,000	As Charged	As Charged	As Charged
Outpatient Stroke Treatment	-	-	-	-
Traditional Chinese Medicine & Chiropractic Treatment	-	-	-	-
Medical Report Fees Reimbursement	-	-	-	-
Genomic Test for Cancer	-	-	-	-
No Claim Discount	-	-	-	-
Non Medical Related Expenses	-	-	-	-
Critical Illness Coverage Rider	Optional	Optional	Optional	Optional
Waiver Rider	Optional	Optional	Optional	Optional
Government Daily Allowance
Daily Cash due to Road Accident on Highway	-	-	-	-

A-Plus Health

Eligibility

# of Panel Hospitals

Maximum age of entry

Maximum age of renewal

Guaranteed Renewal

Co-insurance

Deductible

Calculation Table

Contact Address

Category

Company

Info