A-Plus Total Health is a Takaful plan suitable for people who is looking for full medical coverage with stable price for the whole life, for you and your loved ones. It comes with high annual limit, unlimited lifetime limit, no coinsurance and no deductible.
Price shown depends on Insured’s age at their next birthday.
|
|
|
|
|
|
| Benefits | Plan 150 | Plan 200 | Plan 300 | Plan 500 |
|---|---|---|---|---|
| Annual Premium | /y | /y | /y | /y |
| Room & Board | 150 | 200 | 300 | 500 |
| Increase to the Hospital R&B Limit | ||||
| Overall Annual Limit | RM300,000 | RM1,000,000 | RM1,500,000 | RM2,000,000 |
| Lifetime Limit | No Limit | No Limit | No Limit | No Limit |
| Coinsurance | ||||
| Deductible per Disability | Optional RM0 or RM500 or RM10,000 option | Optional RM0 or RM500 or RM10,000 option | Optional RM0 or RM500 or RM10,000 option | Optional RM0 or RM500 or RM10,000 option |
| Pre-Hospitalisation | 60 days | 60 days | 60 days | 60 days |
| Hospitalisation | 150 days | 150 days | 150 days | 150 days |
| Post-Hospitalisation | 150 days | 150 days | 150 days | 150 days |
| Second Medical Opinion | ||||
| Intraocular Lens | RM7000 | RM7000 | ||
| Accidental Outpatient Treatment Benefits | ||||
| Outpatient Physiotherapy Treatment | ||||
| Outpatient MRI/PET scan | ||||
| Outpatient Dengue & Zika | RM2,500 | RM2,500 | RM3,000 | RM5,000 |
| Outpatient Cancer Treatment | RM300,000 lifetime | |||
| Outpatient Kidney Dialysis Treatment | RM300,000 lifetime | |||
| Outpatient Stroke Treatment | ||||
| Traditional Chinese Medicine & Chiropractic Treatment | ||||
| Medical Report Fees Reimbursement | ||||
| Genomic Test for Cancer | ||||
| No Claim Discount | ||||
| Non Medical Related Expenses | ||||
| Critical Illness Coverage Rider | Optional | Optional | Optional | Optional |
| Waiver Rider | Optional | Optional | Optional | Optional |
| Government Daily Allowance | ||||
| Daily Cash due to Road Accident on Highway | ||||
|
|
|
|
|