FWD Medical Rider
These plans allow for family coverage that can be adjusted along with the changes to your family. You can choose yearly deductible options from RM0/RM1,000/RM10,000/RM50,000
These plans allow for family coverage that can be adjusted along with the changes to your family. You can choose yearly deductible options from RM0/RM1,000/RM10,000/RM50,000
Price shown depends on Insured’s age at their next birthday.
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| Benefits | Plan 1 | Plan 2 | Plan 3 | Plan 4 |
|---|---|---|---|---|
| Annual Premium | /y | /y | /y | /y |
| Room & Board | 200 | 300 | 500 | 2000 |
| Increase to the Hospital R&B Limit | Np | Np | Np | Np |
| Overall Annual Limit | RM200,000 | RM300,000 | RM500,000 | RM2,000,000 |
| Lifetime Limit | No Limit | No Limit | No Limit | No Limit |
| Coinsurance | ||||
| Deductible per Disability | Options of RM0/1,000 /10,000/50,000 | Options of RM0/1,000 /10,000/50,000 | Options of RM0/1,000 /10,000/50,000 | Options of RM0/1,000 /10,000/50,000 |
| Pre-Hospitalisation | 60 days | 60 days | 60 days | 60 days |
| Hospitalisation | 150 days | 150 days | 150 days | 150 days |
| Post-Hospitalisation | 90 days | 90 days | 90 days | 90 days |
| Second Medical Opinion | Yes (Limit RM1,000) | Yes (Limit RM1,000) | Yes (Limit RM1,000) | Yes (Limit RM1,000) |
| Intraocular Lens | RM6,000 | RM6,000 | RM6,000 | RM6,000 |
| Accidental Outpatient Treatment Benefits | ||||
| Outpatient Physiotherapy Treatment | ||||
| Outpatient MRI/PET scan | ||||
| Outpatient Dengue & Zika | ||||
| Outpatient Cancer Treatment | ||||
| Outpatient Kidney Dialysis Treatment | ||||
| Outpatient Stroke Treatment | ||||
| Traditional Chinese Medicine & Chiropractic Treatment | ||||
| Medical Report Fees Reimbursement | ||||
| Genomic Test for Cancer | ||||
| No Claim Discount | ||||
| Non Medical Related Expenses | ||||
| Critical Illness Coverage Rider | Optional | Optional | Optional | Optional |
| Waiver Rider | Optional | Optional | Optional | Optional |
| Government Daily Allowance | RM200 | RM200 | RM200 | RM200 |
| Daily Cash due to Road Accident on Highway | ||||
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