An Evolutionary protection plan for your Evolving needs. You can choose start with a lower coverage when you are younger and increase it in future according to your needs. It has a RM300 deductible, but you can choose to remove the deductible and increase annual limit to unlimited by attaching a rider available for this plan.
Price shown depends on Insured’s age at their next birthday.
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| Benefits | Room 150 | Room 200 |
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| Annual Premium | /y | /y |
| Room & Board | 150 | 200 |
| Increase to the Hospital R&B Limit | RM50 every 5 years, Max RM300 | RM50 every 5 years, Max RM500 |
| Overall Annual Limit | No Limit but 20% co-takaful after RM2,000,000 | No Limit but 20% co-takaful after RM2,000,000 |
| Lifetime Limit | No Limit | No Limit |
| Coinsurance | ||
| Deductible per Disability | ||
| Pre-Hospitalisation | 60 days | 60 days |
| Hospitalisation | No Limit | No Limit |
| Post-Hospitalisation | 180 days | 180 days |
| Second Medical Opinion | ||
| Intraocular Lens | RM2,000 | RM2,000 |
| Accidental Outpatient Treatment Benefits | RM5,000 | RM5,000 |
| Outpatient Physiotherapy Treatment | ||
| Outpatient MRI/PET scan | ||
| Outpatient Dengue & Zika | ||
| Outpatient Cancer Treatment | ||
| Outpatient Kidney Dialysis Treatment | ||
| Outpatient Stroke Treatment | ||
| Traditional Chinese Medicine & Chiropractic Treatment | ||
| Medical Report Fees Reimbursement | ||
| Genomic Test for Cancer | ||
| No Claim Discount | ||
| Non Medical Related Expenses | ||
| Critical Illness Coverage Rider | Optional | Optional |
| Waiver Rider | Optional | Optional |
| Government Daily Allowance | RM150 | RM200 |
| Daily Cash due to Road Accident on Highway | ||
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