Manulife Health Cover

Manulife Health Cover is a non-participating medical plan designed to provide you comprehensive coverage and it is affordable with its high deductible options

Calculation Table

Price shown depends on Insured’s age at their next birthday.

Benefits MHC 150 MHC 200 MHC 250 MHC Signature
Annual Premium /y /y /y /y
Room & Board 150200250Up to the rate of two (2) basic categories of Single-Bedded Room
Increase to the Hospital R&B Limit
Overall Annual Limit RM1,000,000RM1,500,000RM1,750,000RM2,200,000
Lifetime Limit No LimitNo LimitNo LimitNo Limit
Coinsurance
Deductible per Disability Optional RM0, RM10,000, RM30,000 and RM50,000Optional RM0, RM10,000, RM30,000 and RM50,000Optional RM0, RM10,000, RM30,000 and RM50,000Optional RM0, RM10,000, RM30,000 and RM50,000
Pre-Hospitalisation 60 days60 days60 days60 days
Hospitalisation
Post-Hospitalisation 90 days90 days90 days90 days
Second Medical Opinion RM2,000/year
Intraocular Lens RM6,000RM6,000RM6,000RM6,000
Accidental Outpatient Treatment Benefits RM2,000RM2,500RM2,750RM3,500
Outpatient Physiotherapy Treatment
Outpatient MRI/PET scan
Outpatient Dengue & Zika
Outpatient Cancer Treatment
Outpatient Kidney Dialysis Treatment
Outpatient Stroke Treatment
Traditional Chinese Medicine & Chiropractic Treatment
Medical Report Fees Reimbursement
Genomic Test for Cancer
No Claim Discount
Non Medical Related Expenses
Critical Illness Coverage Rider
Waiver Rider
Government Daily Allowance RM100RM130RM150RM200
Daily Cash due to Road Accident on Highway