Fintant - MediSafe Infinite+

MediSafe Infinite+

MediSafe Infinite+ is suitable for people who is looking for full medical coverage with stable price for the whole life. It comes with high annual limit, unlimited lifetime limit and optional deductible.

Eligibility

Malaysian, Permanent Resident of Malaysia and Foreigner with valid working permit

# of Panel Hospitals

101

Maximum age of entry

70 age

Maximum age of renewal

100 age

Guaranteed Renewal

The insurance company must offer to renew your policy as long as you continue to pay premiums.

Co-insurance

Co-insurance is the percentage amount paid out of pocket by you before and insurance provider will pay any expenses. If the medical bill is RM100,000, coinsurance is 10%, you have to pay the first 10%, that is RM10,000 out of the total medical bill and the insurance provider will pay RM90,000.

Deductible

Deductible is the fixed amount paid out of pocket by you before an insurance provider will pay any expenses. If the medical bill is RM100,000, deductible is RM1000, you have to pay the first RM1000 out of the total medical bill and the insurance provider will pay RM99,000.

Calculation Table

Price shown depends on Insured’s age at their next birthday.

Age:

Male Female

Benefits	Plan 150	Plan 200	Plan 250	Plan 300	Plan 350	Plan 400	Plan 500

Annual Premium	/y	/y	/y	/y	/y	/y	/y
Room & Board	150	200	250	300	350	400	500
Increase to the Hospital R&B Limit	RM15 every 3 years	RM20 every 3 years	RM25 every 3 years	RM30 every 3 years	RM35 every 3 years	RM40 every 3 years	RM50 every 3 years
Overall Annual Limit	RM850,000	RM1,500,000	RM1,600,000	RM1,700,000	RM1,800,000	RM2,000,000	RM2,500,000
Lifetime Limit	Unlimited	Unlimited	Unlimited	Unlimited	Unlimited	Unlimited	Unlimited
Coinsurance
Deductible per Disability	Optional none / RM5,000 / RM10,000 / RM30,000	Optional none / RM5,000 / RM10,000 / RM30,000	Optional none / RM5,000 / RM10,000 / RM30,000	Optional none / RM5,000 / RM10,000 / RM30,000	Optional none / RM5,000 / RM10,000 / RM30,000	Optional none / RM5,000 / RM10,000 / RM30,000	Optional none / RM5,000 / RM10,000 / RM30,000
Pre-Hospitalisation	90 days	90 days	90 days	90 days	90 days	90 days	90 days
Hospitalisation	150 days	150 days	150 days	150 daysY	150 days	150 days	150 days
Post-Hospitalisation	180 days	180 days	180 days	180 days	180 days	180 days	180 days
Second Medical Opinion	RM2,000/year	RM2,000/year	RM2,000/year	RM2,000/year	RM2,000/year	RM2,000/year	RM2,000/year
Intraocular Lens
Accidental Outpatient Treatment Benefits	RM1,500	RM2,000	RM2,500	RM3,000	RM3,500	RM4,000	RM5,000
Outpatient Physiotherapy Treatment
Outpatient MRI/PET scan
Outpatient Dengue & Zika
Outpatient Cancer Treatment
Outpatient Kidney Dialysis Treatment
Outpatient Stroke Treatment
Traditional Chinese Medicine & Chiropractic Treatment
Medical Report Fees Reimbursement
Genomic Test for Cancer
No Claim Discount	10%/15%/25%	10%/15%/25%	10%/15%/25%	10%/15%/25%	10%/15%/25%	10%/15%/25%	10%/15%/25%
Non Medical Related Expenses
Critical Illness Coverage Rider	Optional	Optional	Optional	Optional	Optional	Optional	Optional
Waiver Rider	Optional	Optional	Optional	Optional	Optional	Optional	Optional
Government Daily Allowance	RM75	RM100	RM125	RM150	RM175	RM200	RM300
Daily Cash due to Road Accident on Highway

MediSafe Infinite+

Eligibility

# of Panel Hospitals

Maximum age of entry

Maximum age of renewal

Guaranteed Renewal

Co-insurance

Deductible

Calculation Table

Contact Address

Category

Company

Info