OneMedic Elite

OneMedic Elite is a plan that provides you and your family a peace of mind with comprehensive medical coverage. OneMedic Elite also comes with value-added features that allow you to enjoy more savings from lower insurance charges with deductible options and No Claim Bonus.

Calculation Table

Price shown depends on Insured’s age at their next birthday.

Benefits Elite 1 Elite 2 Elite 3
Annual Premium /y /y /y
Room & Board 200250300
Increase to the Hospital R&B Limit
Overall Annual Limit 1,000,0001,600,0002,700,000
Lifetime Limit UnlimitedUnlimitedUnlimited
Coinsurance
Deductible per Disability Optional None, RM300, RM20000, RM50000, RM100000Optional None, RM300, RM20000, RM50000, RM100000Optional None, RM300, RM20000, RM50000, RM100000
Pre-Hospitalisation 60 days60 days60 days
Hospitalisation 150 days150 days150 days
Post-Hospitalisation 150 days150 days150 days
Second Medical Opinion
Intraocular Lens RM6,000RM6,000RM6,000
Accidental Outpatient Treatment Benefits
Outpatient Physiotherapy Treatment RM1,000RM2,000RM3,000
Outpatient MRI/PET scan
Outpatient Dengue & Zika
Outpatient Cancer Treatment
Outpatient Kidney Dialysis Treatment
Outpatient Stroke Treatment
Traditional Chinese Medicine & Chiropractic Treatment
Medical Report Fees Reimbursement
Genomic Test for Cancer Yes (Up to RM5,000)Yes (Up to RM5,000)Yes (Up to RM5,000)
No Claim Discount 0%,0%,8%,10%,15%,20%0%,0%,8%,10%,15%,20%0%,0%,8%,10%,15%,20%
Non Medical Related Expenses
Critical Illness Coverage Rider OptionalOptionalOptional
Waiver Rider OptionalOptionalOptional
Government Daily Allowance RM60RM60RM60
Daily Cash due to Road Accident on Highway